Hi Liquid. Using your own marker is down to the site manager on the day. Players do sometimes use their own equipment at the Homewood site. The reason theyre sometimes refused is because other players, who are paying the same as you, are at a disadvantage with an electro on the field and sometimes complain to the manager, especially if theyre getting bonus balled! Remember, these are mostly first timers and we dont want to put them off paintball on their first visit!
As skullicious says there IS a rule that no shots count apart from torso shots. To be honest i was VERY sceptical of this when i first heard of it but having seen it for myself and having asked some players afterwards (remember these arent tourney players) they mostly thought it was a good idea because they got to stay in the game longer (which is what they want... and not to be sitting in the dead box)
Re Public liabiity insurance, this has been gone over before. I dont know what DF position on PL insurance is as im not an office bod.
What i can say tho (as an ex employee of Sun Alliance Insurance where i worked as an Accident Underwriter trainee) is that having or not having public liability insurance makes NO difference to any claim a member of the public has. The only difference is who pays.. the insurance company or the paintball site operator. Public liability insurance only protects the policyholder from having to settle a claim with their own money, nothing more. Its NOT required by law and will not pay out if the site operator is not negligent.
Hope you and yur mates have a good days balling!