concerns about site insurance

[nutz]

bully

never doubted steve's on the job, and more than qualified,
£18k for insurance will force sites to operate for e.g turnover of 120k means vat + corpo tax +advertising+wages+rent+stock purchases to reflect on the turnover = bankrupt site,

define risk in the paintball industry, accidents in one year = three out of 5000 clients, low risk, related to paintball injuries = zero

the norm for our accidents is twisted ankles, due to the client wearing inapropriate footwear, they also sign a waiver (not worth the paper its printed on)

so are sites being punished for other less strict venues or can a solution be offered for lower insurance or not, if not i will shut up

 

[nutz]

Originally posted by Fat Bob's Paintball

However that's nothing compared to the Sh*t thats going to hit the fan when the majority of the paintball sites find that their insurance policy with Perkins Slade is a "calims made" policy, meaning that if they change insurers or stop trading they are personally liable for the next 6 years for any claim and Perkins Slade will not pay a penny.

andy

how can this be legal if you have paid your fees, and were sites made aware of this upon signing, ??

 

[Bully]

Insurance

Yes

It is on the policy and was on the letter I had in December from the insurance co..

It is a mine field the insuarnce market and what Andy said is 100% correct. There are businesses out there in areas other than paintball that will find that they can't get insurance. Quad bikes have been a problem due to the amount of claims being made. In Ireland paintball insurance start at £15,000 and goes up and that is for a low turn over new site.

The no win no fee industry is crippling insurance and paintball is just one of the many sports that will suffer.

Steve

 

[Mario]

i don't know all about this sort of thing but surely disclaimers protect sites from ambulance chasers? am i being naive here? but i do feel for the sites who can't afford it. who are the two big insurers?

 

[Sean]

unfortunately,

Disclaimers while useful are none to much use! That makes sense to me and it will to some people.

 

[nutz]

waivers

the pretence of the waiver is just that, you can not legally waiver liability for safety, the only thing from the ambulance chasers have is too prove you were neglagent in your operation, i/e no instruction on the mask or the risk of potential injuries related to the mask, most other injuries are then up to the player, diving over barrel and breaking a bone, would be the responsibility of the player in control of their own actions. but if a member of your staff was untrained and ill informed players watch out.

also steve i understand this now, but upon signing up last year we were not advised, only after the fire and from the letter we received

 

[your mom]

Originally posted by Andy Piper
Yes premiums will go up as they have to make the money back on the loses from 11th September.

that's sickening!

insurance companies get paid so their customers DON'T have to pay an arm and a leg for coverage!yet all the time **** like this happens.

grrr