refunds
LUMP , I think i read on yahoo main page there is a good chance of getting any money paid out back .. so even though its not good there might be a little rebate coming back to you guys .
HOPE THIS MIGHT HELP A FEW OF YOU
How to get your money back
With all of XL's services suspended, the plans of thousands of Brits hoping to head off to the Caribbean, Mediterranean (including the Canaries, Cyprus, Greece and Turkey), North Africa or North America are ruined. However, most will be able to get a refund and book a replacement holiday, thanks to these three safety-nets:
1. The ATOL scheme
The good news is that package-holiday deals booked via bonded tour operators and travel agents are covered by the CAA's Air Travel Organisers' Licensing (ATOL) scheme. This safety-net will repay customers who have booked a holiday in advance with XL. However, the minority of customers who booked a flight directly or via XL.com will have to pay a fee.
2. Credit and debit cards
If you've paid for a flight or holiday using a credit card or Visa debit card, then you should have no problem claiming a refund from your card issuer. Simply call your bank or card company, explain the problem and then demand a refund. For credit cards, Section 75 of the Consumer Credit Act applies, giving you the legal right to a refund if goods and services costing £100 to £30,000 are not delivered.
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3. Travel insurance
Of course, you should never go abroad without first arranging good-value travel insurance, as this can provide a valuable lifeline when things go wrong. But be warned: the majority of standard travel insurance policies do not cover business failure.
Some do cover scheduled flights, so people trapped outside of the UK following the collapse of an airline or travel company may fall back on their travel insurance policy to get them home. Likewise, anyone with an advanced booking with XL should contact their travel insurer for advice on obtaining a refund. As always, the best advice is to read your policy before you sign the dotted line.
