PayPal personal payments Gift etc

[Lump]

i want to make every one aware that if you do a payment as personal owed gift etc do you also know that if any thing goes wrong you can NOT make a paypal claim if any thing goes wrong. so i would suggest if you are buying items you either include fees in your listing or make it clear buyer absorbs fees.
if you are happy to do this on your payments there is NOTHING you or us can do if it goes wrong

 

[spangley_special]

So I assume this then is a case off, do i trust this seller? If yes then i can send my monies via personal payment and pay 4% less or if ii am a little wary I can pay the extra 4% for the extra peace of mind.

Or are you blanket banning the use of paypal personal payments?

 

[Lump]

no i think you hit the nail on the head mate, up to the buyer and seller, but WE will take no responsibility if you lot cant get your own deals right

 

[Bolter]

Im fairly certain that if someone does get scammed or something happens we can still all help out by organising the usual witch-hunt with pitch forks, despite personal payment selected

 

[Lump]

yep nothing quite like it

 

[Mactoshdog]

i may have such a hunt for you guys...
but ill give it a few more days...

 

[onasilverbike]

Im fairly certain that if someone does get scammed or something happens we can still all help out by organising the usual witch-hunt with pitch forks, despite personal payment selected

You forgot the flaming torches

Paypal fees are 3.4% + 20p in the UK, use the site http://www.rolbe.com/paypal.htm to calculate exact fees (redirects from http://www.ppcalc.com )

I take the viewpoint that unless I know you really well and where to find you (like Spamgley ) then it is a purchase and should be transacted as such.

P.S. Don't forget to include the cost of any packing materials you might need to post items when working out totals.

 

[CRASH]

I posted this a while ago when someone else asked how the different types of payment work. Thought it would help any one else that didnt know already.

And from a personal point, i would only use "payment owed" from known sellers, platinum with high post count or if they live close enough for a visit.

When using Paypal you have the following options when sending money, you can send it as a Purchase or as personal.

If you select Purchase you have to choose from...

• Goods
• Services
• Ebay items

All these options incur a fee of 3.4% plus 0.20p.
If using either of these options you may use the dispute a transaction service provided by paypal for non sent items or similar problems when you are the buyer.

If you select Personal you have to choose from....

• Gift
• Personal payment owed
• Household expense
• Other

All these options Do Not charge a fee for either the buyer or seller as long as the full amount can be covered by your paypal balance or a validated, linked bank account.
If you use a credit or debit card to cover the balance through personal payment you will be charged a fee of 3.4% plus 0.20p.

When paying through personal payment owed remember that a "Dispute a transaction" cannot be started through paypal for "goods not sent" or any other problem as this service is provided for exactly what its name suggests.

 

[Mudafunka]

This has just bit me in the ass Curse my stupidity

 

[jack_judge]

what happened mudafunka?